Mortgages

Many clients find that when they apply for a mortgage, they are faced with a long 'interview' by the mortgage company. A great deal of information is presented to the client and often attempts are made to sell other products. To add to the confusion, clients can then be sent a lengthy mortgage offer full of terms and conditions.

Part of the way we help our clients is to review the mortgage offer and provide you with a summary of the main terms and conditions. Sometimes our clients then find out that they did not understand everything that was said to them by the mortgage company.

Dealing with mortgages often adds extra complication to already complicated conveyancing transactions so we help you deal with the lender's requirements for proof of identity and the procedures for obtaining the money on the right day. Perhaps most importantly of all, by using Larken & Co you will be able to ask questions of your legal adviser who is known to you rather than finding yourself talking to a different person each time you telephone a big money lending institution.