you & your family
Debt Problems

 

Whether you are owed money or if you owe money, it can be stressful trying to resolve the problems attached to these situations.

 

If you are owed money and are not being paid, then you may be left with no choice but to take court proceedings. This is often daunting to many people but if you talk to our legal advisors they will advise you on the prospects of success and the likely costs of any action (see Paying for our Help). We can advise as to the availability of our fixed fee debt recovery package which includes an initial Claim letter. It is surprising how often an initial letter alone results in payment.

 

If you owe money then our advisors are experienced in writing to your creditors and trying to reach a reasonable agreement for future payments. Too often people will simply concentrate on the most urgent debt problem. We will look at all your debts with a view to ensuring your full financial details are known. In these circumstances many creditors understand that it is better to reach an agreement with you than ‘force the issue’.